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Personal Checking Accounts

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All personal checking accounts include the following benefits:

  • Free ATM Use “Out of Network” (however fee may apply by ATM Owner)
  • Free ATM Use “In Network”
  • Free Online/Mobile Banking
  • Free Bill Pay
  • Free Direct Deposit
  • Free Check Images with eStatements
  • 0.25% rate reduction with auto debit on consumer loans
  • FDIC Insured
Type of AccountMinimum Balance to OpenMonthly Maintenance FeeUnlimited Check WritingInterest BearingPaper Statement FeeOnline StatementsOther Features
Type of Account
SIMPLY SAFE ACCOUNT
Minimum Balance to Open
$25.00
Monthly Maintenance Fee
$5.00
Unlimited Check Writing
No
Interest Bearing
No
Paper Statement Fee
$2.00
Online Statements
Free
Other Features
Account limited to ACH, Debit Card and ATM transactions. No check writing. No overdraft fees
Type of Account
SIMPLY FREE CHECKING
Minimum Balance to Open
$100.00
Monthly Maintenance Fee
No
Unlimited Check Writing
Yes
Interest Bearing
No
Paper Statement Fee
Free
Online Statements
Free
Other Features

no

Type of Account
NOW ACCOUNT
Minimum Balance to Open
$100.00
Monthly Maintenance Fee
$7.50 if average ledger balance falls below $750
Unlimited Check Writing
Yes
Interest Bearing
Yes
Paper Statement Fee
Free
Online Statements
Free
Other Features

no

Type of Account
EDUCATORS PREFERRED CHECKING
Minimum Balance to Open
$25.00
Monthly Maintenance Fee
No
Unlimited Check Writing
Yes
Interest Bearing
Yes
Paper Statement Fee
$2.00
Online Statements
Free
Other Features
Free Value Checks (1 box at a time). Only available to those working for a school system.
Type of Account
AST PREFERRED CHECKING
Minimum Balance to Open
$25.00
Monthly Maintenance Fee
No
Unlimited Check Writing
Yes
Interest Bearing
Yes
Paper Statement Fee
$2.00
Online Statements
Free
Other Features
Interest is tiered. Free Value Checks (1 box at a time). Only available to Absentee Shawnee Tribe members and employees of AST.

Personal Savings

Whatever you use your savings account for, we’re here to make it more rewarding!  Our accounts offer competitive interest rates with the peace of mind of FDIC insurance.  Explore options below to get started saving today!

Minimum Balance to OpenMonthly Service ChargeMaintenance FeesInterest BearingAdditional Features
SAVINGS
Minimum Balance to Open
$25.00
Monthly Service Charge
None
Maintenance Fees
$2.00 for each withdrawal that exceeds 3 per quarter
Interest Bearing
Yes
Additional Features

no

MONEY MARKET
Minimum Balance to Open
$100.00
Monthly Service Charge
None
Maintenance Fees
None
Interest Bearing
Yes
Additional Features
Interest is tiered on the average daily balance. Limit of 6 transfers & withdrawals per monthly statement period.

Certificates of Deposits (CDs)

Put your money to work with a Certificate of Deposit and earn a higher interest rate than a traditional savings account.
CDs offer a great way to maximize your earning potential with a guaranteed return on your money.

  • Available in terms from 6 months up to 3 years.
  • Minimum deposit of $1,000 to open.
  • Automatically renews following a 10-day grace period after the maturity date.
  • Interest can be added to the CD or to another account of your choice.
  • No maintenance fees.
  • Additions not permitted during term of CD.
  • Early withdrawal penalties may apply.
  • FDIC Insured.

Safe Deposit Boxes

We offer a wide selection of Safe Deposit Boxes for rent at competitive prices at both the Calumet and Shawnee locations.


Debit Cards

AllNations Offers an initially Free ATM/Debit Card with each personal account.

Lost or damage cards may have a replacement charge.


Round Up Savings

Automatically grow your savings! Round Up makes saving money easy and convenient by rounding debit card transactions up to the nearest dollar.  Enroll today to begin saving for a rainy day and see how quickly your savings add up! Call 405-893-2240 and ask for new accounts to enroll today!

Online Banking

Online Banking

Now you can bank anytime, anywhere!

  • Check Account and Loan Balances
  • View Transaction Activity
  • Transfer Funds Between Accounts
  • Make Loan Payments
  • Sign Up For Online Statements For Free
  • View Check Images & Online Statements
  • Download Account Activity
  • Pay Bills Online
  • Request Stop Payments
  • Sign Up For Alerts
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My Credit Manager

My Credit Manager is a free monitoring tool that can help you safe guard your personal credit. Did we mention it’s FREE?  It helps you stay in control of your credit score and history with personalized information and educational tools accessible through AllNations Bank’s digital banking experience:

  • See your up-to-date score and score history using a visual score tracker.
  • View a complete credit report, including all payment history.
  • See open balances and calculate your debt-to-income ratio.
  • Receive real time notifications when your credit score or report changes.
  • See what factors impact credit and how your activity is evaluated and ranked.
  • Learn about managing your credit score and understand how it is determined.

 

Mobile Banking

Mobile Banking

Check Remote Deposit Capture at Cafe

Access your accounts from any mobile device anytime, anywhere. Deposit checks, see account balances and history, pay bills and more!

Enjoy Mobile Banking Benefits:

  • Instant account balances
  • Transaction history
  • Transfer funds between accounts
  • Account alerts
  • P2P payments
  • Pay bills and schedule payments
  • Debit card management
    • Increase spending limit for up to 30 minutes
    • Instantly freeze or unfreeze your card
    • Change your PIN
    • Set travel notifications
    • Sign up for alerts
  • Message support

Deposit Capture
Depositing checks with your phone is a snap.
Just use AllNations Access and you can make deposits:

24/7
You don’t have to worry about business hours or closing times

ANYWHERE
Whether you’re home or out and about

HASSLE-FREE
No need to drive anywhere, so you can enjoy more free time

ALLNATIONS ACCESS APP
Go to the Apple or Google Play Store to Download the AllNations Bank Mobile App today!

Apple App Store download icon Google Play store download icon

 

My Credit Manager

My Credit Manager is a free monitoring tool that can help you safe guard your personal credit. Did we mention it’s FREE?  It helps you stay in control of your credit score and history with personalized information and educational tools accessible through AllNations Bank’s digital banking experience:

  • See your up-to-date score and score history using a visual score tracker.
  • View a complete credit report, including all payment history.
  • See open balances and calculate your debt-to-income ratio.
  • Receive real time notifications when your credit score or report changes.
  • See what factors impact credit and how your activity is evaluated and ranked.
  • Learn about managing your credit score and understand how it is determined.

 

Personal Lending

Personal Lending

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Quick, Convenient, Personal Loans!

Need a Loan? We offer personal loans for just about any purpose!  Download our Loan Application, fill it out and return it to the bank with 2 forms of valid IDs and an experienced Loan Specialist will start the process for you.


Personal Loans

  • Buy a new car, truck or RV
  • Go on a vacation or adventure
  • Upgrade home electronics
  • Payoff medical bills and consolidate debt
  • Replace outdoor lawn equipment

Home Mortgage Loans

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We’re here to help!  – Whether you’re a first-time homebuyer, building a home, or an existing homeowner looking to refinance or build a new home, AllNations Bank has the solution for your specific goal.

Apply for a loan for:

  • Home Purchase
  • Construction or Home Improvement
  • Refinancing
  • Debt Consolidation

Agricultural Loans

  • FSA Loans
  • Ag Farmland
  • Farm Equipment
  • Crops or Cattle

Try our financial calculators!

Click Here