About Us

About Us
AllNations Bank has been serving the community since 1901. AllNations Bank was first chartered as First National Bank of Calumet Oklahoma. The Bank became a State Chartered Bank on August 16, 2004, and changed its name to AllNations Bank. The Bank is locally owned by the Absentee Shawnee Tribe of Oklahoma and an FDIC Insurance member. It opened its 2nd location, a branch in Shawnee, Oklahoma on May 19, 2011.
Because we are owned locally, decisions are made right here. But with our banking technology, you can bank from anywhere! Our customers come first, and our employees consider all aspects to work with our customers for the best solutions to meet their needs. AllNations Bank continues to proudly serve the businesses and citizens of both Canadian and Pottawatomie counties but specialize in agricultural lending in Central and Western Oklahoma. We may be small but with our many banking solutions, are a good fit for all sizes of consumers and businesses.
Contact Us
Contact Us
FAQs

Q: Lost or stolen debit card? Or you think someone has the number?
A: If using the Bank’s mobile app, in the menu select “Manage Cards”, select “Turn Card Off” and use the arrow to open more card options. Scroll down to select “Report Lost or Stolen Card”.
Otherwise, please contact the bank, night or day, at 405-893-2240 to cancel your card. If it is after hours, you will need to select the option to be transferred to the after hours department.
Q: Can I setup alerts to be notified when my card is used?
A: Yes! If using the bank’s mobile app, in the menu select “Manage Cards”, select the little arrow on the right hand side to open more card options. Scroll down to select “Manage Alerts”. Check beside the “Email alerts for this card” and choose “Both Approvals and Denials” and enter your email address and Save.
Q: What is Online Banking?
A: Online Banking allows customers of AllNations Bank secure and convenient access to their accounts using the internet 24 hours a day, 7 days a week.
Q: How much does Online Banking cost?
A: Online Banking is FREE for AllNations Bank customers.
Q: How can I get started using Online Banking?
A: Click “New User Sign Up” and follow self-registration prompts. Enter the information requested. You will need to electronically consent to the user agreement to use the digital products.
Q: Why doesn't my Online Banking credentials work?
A: There could be several reasons. You may be entering the wrong PIN. You could also be locked out of the Online Banking system. In addition, if you have not logged into Online Banking in the past 90 days, you may be locked out of the system because of “inactive status”. If you get locked out, please contact us. If you have not been in the system since June 5th, 2023, you will need to re-register for the upgraded system.
Q: What should I do if I think my account has been compromised?
A: Change your online banking or mobile password immediately and contact AllNations Bank as soon as possible during regular business hours.
Calumet 405-893-2240
Shawnee 405-273-0202
Q: How do I add or delete my existing Online Banking accounts?
A: Contact AllNations Bank Digital Banking Department. To add an account, you must be an account owner or authorized signer on the account.
Q: What if there are debit card transactions or activity that are not mine on my account?
A: Please contact the bank to begin the process of filing a dispute and discuss the possible need to restrict the card.
Q: How can I change my debit card PIN in the mobile app?
A: If using the Bank’s mobile app, in the menu select “Manage Cards”, then select the arrow on the right-hand side of the card, to open up more card options. Scroll down to “Change PIN”.
Q: Should I notify my bank if I am traveling out of state to make sure my debit card works?
A: Yes, you can contact the Calumet or Shawnee locations to supply travel dates or use the app, “Manage Cards”, more options and scroll down to “Travel Notification”.
Q: Does my debit card work internationally?
A: No, contact the bank to discuss this option.
Locations & Hours
AllNations Bank in Calumet

Location
114 E. Main St.
Calumet, OK 73014
ATM Located Onsite
Mailing Address
PO Box 118
Calumet, OK 73014
Phone: 405-893-2240
Fax: 405-893-2247
Drive Up
8am – 4pm Monday – Friday
Lobby
9am – 4pm Monday – Friday
AllNations Bank in Shawnee

Location
2023 Gordon Cooper Drive
Shawnee, OK 74801
ATM Located Onsite
Mailing Address
2023 Gordon Cooper Drive
Shawnee, OK 74801
Phone: 405-273-0202
Fax: 405-273-0163
Drive Up
9am – 5pm Monday – Wednesday
9am – 5:30pm Thursday – Friday
Lobby
9am – 4pm Monday – Friday
Bank Leadership

Stephen Smith
CEO / President / Chief Credit Officer

Deanna Troglin
Vice President / Calumet Loan Officer

Debbie Coym
Asst. Branch Manager / Shawnee Loan Officer
NMLS #704223

Jill Maple
CFO / Executive Vice President

Christy Moberly
Asst. Vice President / Asst. Cashier / Customer Service

Dixie Smith
Vice President / Cashier

Cindy Sims
Asst. Vice President / Shawnee Loan Officer
NMLS #704109
Bank Board of Directors

Eastman Switch
Director

Terri Mefford
Director

Stephen Smith
Director

Wade Stuckey
Director

Jill Maple
Director
News
News
Financial Calculators
Financial Calculators

Please fill out all cells then “Enter” from your keyboard to see results. If all cells are not completed, or if you didn’t push “Enter” on your keyboard, results will not show.
Home Financing
Select your financial calculator below to begin.
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The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Refinancing Calculator
Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.
Fixed Rate Mortgage Calculator
Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your mortgage payments will be.
Adjustable Rate Mortgage Payments Calculator
Calculates the payments and interest on your adjustable rate mortgage.
Balloon Mortgage Payment Calculator
A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.
Mortgage Comparison Calculator
The mortgage comparison calculator gives you financial statistics on different types of loans.
Payment Plans
You can save a lot of money if you increase your monthly mortgage payment in order to pay it off faster. Find out how much you could save over the life of your loan.
Home Affordability
Computes the most expensive house you can buy.
Loan Consolidation
Factors in the costs and benefits of consolidating your debts to determine whats the financially best way to pay them off.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Personal Financing
Select your financial calculator below to begin.
One or more of the fields is not filled out.
The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Car Affordability
Calculates the most expensive car you can afford.
Saving for College
Calculates a monthly savings amount in order to reach your college savings goal.
Big Purchase
Computes how much money you will need to save each month in order to purchase something big.
Borrowing
Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.
Loan Rates
Given loan information, determines the interest rate on that loan.
Loan Payments
Determines the payment on a loan with a fixed rate.
Car Purchasing
Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.
Debt Elimination
This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Investment Financing
Select your financial calculator below to begin.
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The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Portfolio Yield
Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.
Saving to be a Millionaire
Estimates a monthly deposit amount in order to save to a million dollars.
Investment Yield
Determines the return rate on an investment.
Future Investment
Computes what an amount invested today will be worth at some point in the future.
Time Savings
Compute the total amount you would be able to save with monthly deposits.
Needed Rate
Compute the rate of return you would need to reach your savings goal.
Initial Savings
Compute how much money you would need to start with to reach a savings goal.
Monthly Savings
Computes the monthly deposit amount needed to reach a savings goal.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Retirement Financing
Select your financial calculator below to begin.
One or more of the fields is not filled out.
The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Traditional vs. Roth
Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.
Traditional IRA
Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.
Roth IRA
Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.
Retirement Savings
Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.
Retirement Rate
Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.
Retirement Funding
Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.
Monthly Spending
Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Lease Financing
Select your financial calculator below to begin.
One or more of the fields is not filled out.
The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
How long you plan to keep the property must be less than or equal to the new loan term
Your down payment exceeds the home price
Affordable Lease
This calculator computes the amount you can afford to lease.
Lease Residual
This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.
Lease Payments
This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.
Lease Rate
This calculator computes the lease rate based on a known payment amount, lease amount, residual amount, and lease term.
Equipment Affordablity
This calculator computes the amount you can afford to lease.
Equipment Residual
This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.
Equipment Payments
This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments
Equipment Lease Rate
This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Reorder Checks
Reorder Checks
This is for re-orders only with Main Street Checks. For your 1st order, please contact the Calumet or Shawnee locations and speak to a Customer Service Representative.
Careers
Careers
At AllNations Bank, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success! Creating exceptional experiences for our customers begins with talented people and is a key component to what sets us apart from our competition! It’s about developing relationships, thinking creatively and being solution oriented. If you’re ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further. Check out our career opportunities & come make a difference with us!
Opportunities:
Currently there is:
- Full-time credit assistant / credit analyst at the Calumet location
Feel free to print out the application, complete it, or bring a resume by the Calumet or Shawnee locations and it will be kept on file for 6 months. Or you can mail it to:
Human Resources
PO Box 118
Calumet OK 73014
Scholarship Awards
Scholarship Awards
Identity Theft
Identity Theft
Online Security
Online Security

AllNations Bank recognizes that online fraud has become more sophisticated. In an effort to help you stay safe online, we would like to offer some safety tips to help protect your personal information.
Safety Tips
- DO NOT reply to any unsolicited email, pop-up message or phone call asking for personal and/or financial information. Legitimate businesses should never ask for this information online.
- DO NOT open any email link or attachment if you suspect the message is fraudulent — be suspicious.
- DO review account statements regularly to verify all transactions.
- DO use anti-virus software, anti-spyware and a firewall — and keep them up to date.
Password Security
Generally accepted password standards today include:
- Be unique from other business or non-business accounts.
- Don’t reuse passwords.
- Consist of at least eight (8) characters.
- Be composed of each of the following:
- Lower case letters
- Upper case letters
- Numbers
- Special characters
Avoid using the following:
- Common dictionary words.
- Repeating characters.
- User information (i.e.: username, first name, last name, phone number, family, towns, state, or institution name).
How You Can Protect Yourself
Although AllNations Bank takes precautions to protect your account from unauthorized online access, you must also have the appropriate security practices in place to ensure your information remains safe. Here are some suggestions for keeping your computer secure and safe enough for online banking.
- Choose a strong password that is at least eight characters long and consists of numbers, letters, and special characters.
- Make sure your computer has a firewall to help prevent unauthorized access to your computer by restricting allowable communication.
- Install malware protection and anti-virus software. These programs detect and respond to threats that may reach your computer through an e-mail attachment or website.
- Regularly update your security programs; otherwise, they will be ineffective against the latest threats.
- Make it a habit to monitor account activity frequently and notify us immediately if you notice suspicious transactions.
- Keep login information safe. Do not share your login information with anyone.
- Be wary of unsolicited e-mail messages. Do not open unsolicited e-mails sent to you from senders you do not recognize.
- Use public Wi-Fi connections with caution. Public networks are often unsecure, and information passed through them is not encrypted.
- Protect your phone or tablet with a password – the more complex your password, PIN, swipe pattern or other form of authentication can be the better.
Business Email Compromise
Business email compromise (BEC)—also known as email account compromise (EAC)—is one of the most financially damaging online crimes. It exploits the fact that so many of us rely on email to conduct business—both personal and professional.
Romance Scams
Romance scams occur when a criminal adopts a fake online identity to gain a victim’s affection and trust. The scammer then uses the illusion of a romantic or close relationship to manipulate and/or steal from the victim.
Preventing and Managing Overdrafts
Preventing and Managing Overdrafts

Ways to Avoid Overdraft Fees
The best way to avoid overdrafts is to watch your account balance – track the money you deposit into and withdraw from your account. You can do this on a paper check register or electronically. Remember to track checks, ATM withdrawals, purchases you make with your debit card, bills that get debited electronically from your account and any fees charged to your account. Signing up for our mobile app or online banking is the best way to watch your account!
Automated Tools:
- COMING SOON! Automatic Transfer Overdraft Protection – Link Your Checking Account to a Savings Account –
If your AllNations Bank checking and savings accounts are linked and you do not have enough money in your checking account to cover a transaction, AllNations Bank will transfer funds from your AllNations Bank savings account to your checking account to cover the difference. This can save you money over other overdraft programs. But this option is useful only if you have enough money in the linked savings account to cover the entire transaction. To link your accounts, talk to an AllNations Bank customer service representative.
- COMING SOON! Safe Line of Credit –
This automatically transfers money from your line of credit to your checking account in case of an overdraft. To apply for a Safe Line of Credit, talk to a AllNations Bank customer service representative.
Forms
Forms
Please sign into your Online Banking for access to Change Address forms, Stop Payment forms, etc.
Disclosures
Disclosures
Privacy Statement
Privacy Statement
FDIC Insured
FDIC Insured
As a community bank, AllNations remains well capitalized and well positioned to continue to serve our customers and community. We were chartered in 1901, 122 years ago and expect to serve our communities for generations to come.
As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns.
As a community bank, we take pride in our relationship-based business model focused on building long term trust with our customers. After all, we live in your community too, and your success is our success.
Nobody has ever lost a dime on FDIC insured deposits up to $250,000. For those customers who have questions about whether additional insurance coverage is needed, we are ready and prepared to assist you in identifying whether additional coverage is necessary and ensuring your deposit needs are met. There are ways to structure account ownership to get more coverage through joint accounts, etc. than the basic $250,000 and we would be glad to review your particular situation. Beyond account structure, we are members of a group of around 4,000 community banks that have a program that allows us to insure deposits under a single name, products like ICS and CDARS, to place deposits in a way to ensure all deposits have coverage.
If you have questions about your coverage, or would like to learn more about FDIC insurance or how it works, we encourage you to access the following resources or give us a call directly at 405-893-2240: